Recently the Yomiuri News reported the following:
The amount of housing loan repayment in the disposable income was 20.6%, being the highest in the past.
The monthly average amount of housing loan repayment was 102,069 yen (It was about 1.22 million yen a year), and in terms of figures, it had increased by 0.5% compared with the previous year. Minami Takeshi of the Norinchukin Bank General Institute was pointing out that the ratio of homes with the housing loan had increased, "the low interest rate and tax break for those who buy houses are factors".
Moreover, the 10-year monthly average household net income of business employees (the single-person household included) was 471,727 yen, and it had increased by 2.3% in substance compared with the previous year after excluding the influence of price changes. The disposable income excluding tax and social insurance premium etc. would be 389,848 yen. Consumer spending on food expenses and light and fuel, and water service expenses etc. were 283,401 yen.
It seems that the living standard of average business employees has not changed much.